Does The 4% Retirement Income Rule Still Work For Retiree’s In Rockford? By Antonio Filippone If you don’t know what the 4% rule is, allow me to briefly explain. The 4% rule is a rule of thumb that says 4% of your retirement account is what you can safely spend each year with the likelihood that you will not run… Read More
How To Retire Early In Rockford Illinois? By Antonio Filippone As a Financial Advisor I talk to people every day who have a strong desire to retire early. But this is a difficult goal for many and there is much to consider. One common fear people have about retiring early is running out of money…. Read More
Can Your Banker Cut You Off? Chase Bank Recently Just Did Exactly That Due To COVID-19 By Antonio Filippone There is an old adage that says, “A Banker is a fella who will lend you his umbrella and then ask for it back when it starts to rain!” Now you might find that saying amusing unless it happens to you. And the risk of… Read More
How To Save Money On Your Health Care In Retirement By Antonio Filippone The cost of health care just seems to go up and up and up. If you have original Medicare and have purchased a supplement you may have noticed that each year your coverage tends to get more and more expensive. The problem is when you… Read More
Why Am I Getting Called And Mailed About Medicare So Much Lately? By Antonio Filippone In case you did not know October 15th Through December 7th is the annual Medicare Open Enrollment Period. This is the time during which Medicare Enrollee’s can re-evaluate their Medicare coverage and make changes if they want to do so. For this reason, you may… Read More
Did you Know Medicare Is a Means Tested Government Program? By Antonio Filippone If you are like most of the people I tell that to they usually say, what does that even mean? (No pun intended) Well, a Means-tested program from the government is one where they first look at your wages before they see how the program… Read More
How To Find The Right Financial Advisor For You? By Antonio Filippone Finding the right Financial Advisor for you can be a difficult task. After all, how on earth do you know who to trust? And just because someone might be trustworthy do they really have all the answers to the questions that you need help with?… Read More
7 Steps To Protect Yourself During A Security Breach! By Antonio Filippone As you likely have already heard one of the largest credit bureaus in the United States admitted that it had been hacked allowing personal information from 143 million US citizens to fall into the wrong hands! This information included people’s names Social Security numbers, birth… Read More
Why Taking Social Security At 62 Might Be The Biggest Mistake You Make? By Antonio Filippone I always like to preface this advice with a caveat. If you have been working at the same job for 35, 40, or more years and you feel as if your only ticket out is to claim early then that is exactly what you should… Read More
Your Doctor Just Asked You For The Other Half of Your Medical Power of Attorney, Your Response Is? By Antonio Filippone Most of the people I work with already have a health care Power of Attorney complete, but in case you’re one of the ones who has not done this yet let’s start with why you need to get this done yesterday. Why do you need… Read More
