How Do Rockford Retiree’s Choose The Best Investments In Their 401K? By Antonio Filippone Choosing the best investments inside your 401k plan can be a difficult and overwhelming process. Have you ever called your 401k provider and asked for help in selecting the correct investments for your situation? What kind of an answer did you get? Most of the… Read More
How Retiress in Rockford Can Pay Less Tax on 401k Withdrawals! By Antonio Filippone A little over 10 years ago now Time Magazine said right on its front cover that it might be time to retire the 401k plan and one of the reasons was due to the way it is taxed. By the way, if you would like… Read More
How To Find The Best Financial Advisor In The Rockford Area? By Antonio Filippone Finding the Best Financial Advisor in the Rockford area that is also the right fit for you can be difficult. After all, not all Financial Advisors are created equal, and not all of them will be a good fit. There are just so many things… Read More
What Age Should Rockford Retiree’s Take Social Security Benefits? By Antonio Filippone Figuring out when to take your Social Security benefits can be confusing and it is a question that comes up very frequently. Sometimes it leads to other questions such as: What is the break-even point for Social Security and how does it affect me? What… Read More
Should I Pay OFF My Mortgage Before I Retire? By Antonio Filippone A lot of people think that they have to pay off their mortgage before they can retire. This can lead to some other questions: Is paying off a mortgage early always a good idea? Is it smart to pull money out of my 401k to… Read More
Does The 4% Retirement Income Rule Still Work For Retiree’s In Rockford? By Antonio Filippone If you don’t know what the 4% rule is, allow me to briefly explain. The 4% rule is a rule of thumb that says 4% of your retirement account is what you can safely spend each year with the likelihood that you will not run… Read More
How To Retire Early In Rockford Illinois? By Antonio Filippone As a Financial Advisor I talk to people every day who have a strong desire to retire early. But this is a difficult goal for many and there is much to consider. One common fear people have about retiring early is running out of money…. Read More
Can Your Banker Cut You Off? Chase Bank Recently Just Did Exactly That Due To COVID-19 By Antonio Filippone There is an old adage that says, “A Banker is a fella who will lend you his umbrella and then ask for it back when it starts to rain!” Now you might find that saying amusing unless it happens to you. And the risk of… Read More
How To Save Money On Your Health Care In Retirement By Antonio Filippone The cost of health care just seems to go up and up and up. If you have original Medicare and have purchased a supplement you may have noticed that each year your coverage tends to get more and more expensive. The problem is when you… Read More
Why Am I Getting Called And Mailed About Medicare So Much Lately? By Antonio Filippone In case you did not know October 15th Through December 7th is the annual Medicare Open Enrollment Period. This is the time during which Medicare Enrollee’s can re-evaluate their Medicare coverage and make changes if they want to do so. For this reason, you may… Read More
