Why Rockford Retiree’s Need To TAX-Diversify Their Retirement Accounts! By Antonio Filippone Many Retirees are too heavily invested in tax-deferred investments. This can cause some serious problems and raise some important questions: What is tax-deferral? What is tax-diversification? What problems can arise from not being tax-diversified? How can you re-allocate your money for tax efficiency? Before we… Read More
Most Common Retirement Planning Problems (And Solutions on How To Solve Them) By Antonio Filippone What are the biggest challenges of retirement planning? Three challenges or problems that come up the most often are: How Do I Maximize My Social Security Income? How Can I Afford The Proper Health Care in Retirement? How Can I Deal With The Effects Of… Read More
How Much Money Will Retiree’s In Rockford Need To Spend Per Month In Retirement? By Antonio Filippone Many people wonder, “How much money will I really spend in retirement?” Still others want to know more specifically how much money do you need per month in retirement? Before we get into answering these questions you may also be wondering how to avoid going… Read More
Is Long Term Care Insurance Really Necessary For Retiree’s In Rockford? By Antonio Filippone Long Term Care Insurance can be expensive so many retirees choose to go without it. But is this a good idea? Here are some things to consider: What is a Long-Term Care Expense? How Much Does it cost to cover Long Term Care Expenses out… Read More
How Much Money Do People In Rockford Need To Retire? By Antonio Filippone How much do I need to retire? That is one of the most searched questions about retirement on Google just about every year! Some of the other popular retirement question searches are: How to retire early When can I retire? What is the retirement age?… Read More
Is A LIRP A Good Investment For Retirees In Rockford? By Antonio Filippone What the heck is a LIRP and is it a good investment? The term LIRP was coined by Best Selling Author of “The Power Of Zero” and “Look Before You LIRP”. LIRP Definition: LIRP stands for Life Insurance Retirement Plan. It is NOT your Grandparents… Read More
What Are The Top 10 Questions Rockford Retiree’s Need To Ask A Financial Advisor? By Antonio Filippone For some people in the Rockford area meeting with a Financial Advisor about retirement can be an intimidating experience. Others are already working with a Financial Advisor, but they are just not sure if their advisor is fully equipped to help them make the all-important… Read More
Should People In Rockford Buy An Annuity To Help With Retirement? By Antonio Filippone If you are reading this article it is likely you have at least heard of an annuity and are looking for some objective clarification on the following: What is an annuity? What are the different types of annuities? Are annuities expensive? Should I consider buying… Read More
Why Do Rockford Area Residents Need A Durable Power Of Attorney? By Antonio Filippone Most people understand the concept of a Power of Attorney for health care but when it comes to finance it can be a grey area. What is a Durable Power of Attorney? Here is the definition I found on Google. I think it is a… Read More
What Do Rockford Retiree’s Need To Know About Social Security Spousal Benefits? By Antonio Filippone Social Security Spousal benefits are one of the most confusing and often misunderstood benefits when it comes to claiming Social Security. Some common questions that come up when I teach about Spousal benefits are: How Do Social Security Spousal Benefits work? Does A Wife Get… Read More
